Public website, content, applications, and platform access

Effective date: August 11, 2026

Operator AI Insiders is a program and brand operated by Marvelous United, Inc.. References to "AI Insiders," "we," "us," or "our" mean Marvelous United, Inc. unless a specific agreement says otherwise.

1. Acceptance of These Terms

By accessing or using AI Insiders websites, applications, member portals, event pages, newsletters, directories, media, or related online services (collectively, the "Services"), you agree to these Terms. If you do not agree, do not use the Services. Additional terms may apply to membership, events, sponsorships, speaking engagements, purchases, or other programs; those additional terms control if they conflict with these Terms for that specific activity.

2. Eligibility and Accounts

• You must be at least 18 years old and legally capable of entering into a binding agreement.

• You are responsible for accurate account information and for safeguarding login credentials.

• Access may be invitation-only, role-based, or subject to approval. Creating an account does not itself grant membership, event admission, speaking rights, sponsorship rights, or access to restricted information.

• We may suspend or terminate access for security, fraud prevention, policy violations, nonpayment, misuse, or other legitimate operational reasons.

3. Applications, Invitations, and Curation

Applications, nominations, waitlists, referrals, and invitations are requests for consideration, not promises of admission or acceptance. AI Insiders may curate participation based on fit, capacity, trust, safety, conflicts, event objectives, and other legitimate factors. Except where prohibited by law, we may decline, revoke, or condition participation at our discretion.

4. Acceptable Use

• Do not misuse, disrupt, scrape, reverse engineer, probe, or attempt unauthorized access to the Services or related systems.

• Do not harvest member, attendee, speaker, sponsor, or partner information; use personal data for unsolicited outreach; or circumvent privacy, access-control, or download restrictions.

• Do not impersonate others, submit false information, upload unlawful or infringing content, introduce malicious code, or use the Services for harassment, discrimination, fraud, or illegal activity.

• Do not use AI Insiders names, logos, event marks, recordings, content, or member lists to imply endorsement, partnership, sponsorship, investment, or affiliation without written permission.

5. Intellectual Property

The Services, branding, logos, event names, designs, software, databases, selection and arrangement of content, and other materials are owned by or licensed to Marvelous United, Inc. and are protected by applicable intellectual-property laws. Except for the limited right to use the Services for their intended purpose, no license is granted by implication. User-submitted content remains owned by its owner, subject to any license separately granted in an application, event release, speaker release, or other agreement.

6. Third-Party Services and Links

The Services may link to or integrate third-party platforms, ticketing providers, payment processors, video platforms, social networks, analytics providers, venues, sponsors, or vendors. We are not responsible for third-party services, content, security, availability, or practices. Your use of them may be governed by separate terms and privacy policies.

7. No Investment, Legal, Medical, or Professional Advice

AI Insiders provides community, educational, media, networking, and business-development experiences. Content and introductions are informational only and are not investment recommendations, securities offerings, brokerage services, legal advice, medical advice, or other regulated professional advice. Participation does not create a fiduciary, advisory, partnership, employment, agency, or investment relationship unless a signed agreement expressly says so.

8. Disclaimers

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE." WE DO NOT WARRANT UNINTERRUPTED ACCESS, PARTICULAR BUSINESS OUTCOMES, INTRODUCTIONS, FUNDING, SALES, DEALS, MEDIA COVERAGE, INVESTMENT, OR EVENT RESULTS. NOTHING IN THESE TERMS EXCLUDES WARRANTIES OR RIGHTS THAT CANNOT LAWFULLY BE DISCLAIMED.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, AI INSIDERS, MARVELOUS UNITED, INC., AND THEIR AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, AND AGENTS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR LOST PROFITS, REVENUE, DATA, GOODWILL, OR BUSINESS OPPORTUNITIES, ARISING FROM THE SERVICES. OUR AGGREGATE LIABILITY FOR A CLAIM ARISING FROM FREE SERVICES WILL NOT EXCEED $100; FOR A PAID SERVICE, IT WILL NOT EXCEED THE AMOUNT YOU PAID US FOR THAT SERVICE DURING THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM. THESE LIMITATIONS APPLY ONLY TO THE EXTENT PERMITTED BY LAW.

10. Indemnification

To the extent permitted by law, you will defend, indemnify, and hold harmless AI Insiders and Marvelous United, Inc. from third-party claims, losses, liabilities, damages, and reasonable costs arising from your unlawful conduct, infringement, misuse of the Services, breach of these Terms, or content you submit, except to the extent caused by our own negligence or willful misconduct where such limitation is prohibited.

11. Changes, Suspension, and Discontinuation

We may modify features, programs, or these Terms. Material changes will be posted with a revised effective date and, where legally required, additional notice or consent. Continued use after changes take effect constitutes acceptance to the extent permitted by law.

12. Governing Law and Disputes

These Terms are governed by California law, without regard to conflict-of-laws principles, except that mandatory consumer-protection laws of your jurisdiction remain applicable. Unless the parties separately agree to arbitration in a signed agreement, exclusive venue for disputes will be the state and federal courts located in San Francisco County, California, and each party consents to personal jurisdiction there. Small-claims matters may be brought in any court of competent jurisdiction.

14. Automated Access, AI, and Data Extraction

You may not use bots, agents, scrapers, crawlers, browser automation, data brokers, AI systems, embedding pipelines, retrieval systems, or similar tools to access, copy, index, enrich, infer from, or reconstruct nonpublic AI Insiders content, membership data, attendee data, relationship graphs, directories, private-room content, or other restricted information except as expressly authorized in writing by Marvelous United, Inc.

Without written permission, you may not use restricted AI Insiders or member materials to train, fine-tune, evaluate, ground, or augment a machine-learning model or competing dataset, or to create a substitute directory, contact graph, event-intelligence product, or commercially exploitable profile set.

15. Brand, Program, and Operator Protection

AI Insiders is a program and brand operated by Marvelous United, Inc. No use of the AI Insiders name, vertical names, event formats, badges, marks, recordings, research, templates, curation methods, or relationship data creates a license, partnership, agency, endorsement, franchise, joint venture, investment relationship, or authority to bind Marvelous United, Inc. unless expressly stated in a signed agreement.

16. Access Evidence and Reacceptance

Where access depends on acceptance of terms, AI Insiders may retain records of the version accepted, account or email identifier, date and time, method of acceptance, and related event, application, order, or membership context. Material changes may require reacceptance before continued access.

13. Contact

Questions: merve@themarvelo.us. Notices may be sent to Marvelous United, Inc., 1401 Pennsylvania Ave STE 105 Box 2088, Wilmington, DE 19806.